Build a recurring revenue stream on payments
Refer, resell or embed Bear Merchant. Earn competitive, recurring revenue share while we handle underwriting, risk and support.
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One relationship, many ways to earn
Payments is a recurring business — which makes it an ideal foundation for partners. Whether you advise merchants, resell services or build software they use, you can turn each introduction into ongoing revenue.
Bear Merchant provides the infrastructure, underwriting and support; you provide the relationship. Our partner team helps you pick the right model and gives you the tools and reporting to grow.
How partnering works
Apply
Tell us about your business and preferred partnership model.
Onboard
Agree terms and get access to the partner portal and tools.
Refer or embed
Introduce merchants or embed payments in your product.
Earn
Track volume and receive recurring revenue share.
Everything you need to grow
Support, tooling and economics that reward long-term relationships.
Recurring revenue share
Earn on processing volume for as long as your merchants stay.
Partner dashboard
Track referrals, volume and payouts with clear reporting.
Co-marketing
Joint content, campaigns and enablement to help you sell.
Dedicated support
A partner manager plus merchant support handled by us.
Embedded payments
ISVs and platforms can embed onboarding and payments via API.
Transparent terms
Clear agreements with no hidden clawbacks.
We had been referring clients to processors for years and getting a one-off finder's fee. Switching to a revenue share changed the economics of the whole practice — the same referrals now pay us every month.
Why partners choose Bear Merchant
Predictable income
Recurring share compounds as your book of merchants grows.
No operational burden
We own underwriting, risk and merchant support.
More approvals
Multiple acquirers mean more of your referrals get approved.
Real partnership
Named managers and co-marketing, not a hands-off affiliate link.
Results that compound
Who partners with us
Referral partners
Consultants and advisors who introduce merchants.
Resellers & agents
ISOs and agents building a merchant portfolio.
ISVs
Software vendors embedding payments for their users.
Platforms & marketplaces
Products that onboard and pay out many sellers.
Technology partners
Integrations that extend the platform.
Financial institutions
Banks and fintechs expanding merchant services.
Frequently asked questions
Become a Bear Merchant partner
Tell us how you work with merchants and we'll help you turn it into recurring revenue.